@charset "UTF-8";
:root{--navy:#142338;--navy2:#203651;--navy3:#314760;--gold:#c9a66a;--gold-soft:#ebd6ae;--cream:#faf9f6;--white:#fff;--ink:#1d2c3c;--muted:#687584;--line:#e7e8e8;--shadow:0 20px 50px rgba(30,42,58,.065);--radius:24px}
[hidden]{display:none!important}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic","Segoe UI",sans-serif;font-size:15px;line-height:1.6;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input{font:inherit}button{cursor:pointer}img,svg{max-width:100%}.svg-sprite{position:absolute;width:0;height:0;overflow:hidden}.icon{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round;flex:none}.container{width:min(1080px,calc(100% - 48px));margin:0 auto}.visually-hidden{position:absolute!important;clip:rect(0,0,0,0);height:1px;width:1px;overflow:hidden;white-space:nowrap}.skip-link{position:absolute;z-index:400;top:-90px;left:20px;background:white;padding:10px 16px}.skip-link:focus{top:12px}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid #c8a45e;outline-offset:3px}
.site-header{background:var(--navy);border-bottom:1px solid rgba(255,255,255,.09);position:relative;z-index:10}.header-inner{max-width:1120px;margin:auto;height:83px;padding:0 24px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:12px;color:#fff}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border:1px solid rgba(213,185,128,.55);border-radius:13px;color:var(--gold-soft)}.brand-copy{display:flex;flex-direction:column;line-height:1.3;gap:4px}.brand-copy strong{font-size:16px;letter-spacing:-.5px}.brand-copy small{font-size:9px;letter-spacing:1.7px;color:var(--gold-soft);font-weight:700}.desktop-nav{display:flex;gap:8px}.desktop-link{color:#bfccdc;padding:10px 14px;border-radius:10px;font-size:13px;font-weight:600;transition:.2s}.desktop-link.active{background:rgba(255,255,255,.1);color:#fff}.desktop-link:hover{color:#fff;background:rgba(255,255,255,.09)}.header-dot{display:none}
.hero-wrap{background:var(--navy)}.hero{max-width:1120px;margin:auto;min-height:425px;position:relative;display:flex;align-items:center;isolation:isolate;overflow:hidden;padding:48px 64px 64px;background:linear-gradient(120deg,#142338 0%,#1a2e46 55%,#283e59 100%);color:white}.hero:after{content:"";position:absolute;width:130%;height:90px;border-radius:50% 50% 0 0;background:var(--cream);bottom:-78px;left:-15%;transform:rotate(-2deg)}.hero-content{position:relative;z-index:2;max-width:600px}.hero-ambient{position:absolute;pointer-events:none;border-radius:50%;z-index:-1}.hero-ambient-one{width:650px;height:650px;right:-250px;top:-290px;border:1px solid rgba(224,202,160,.18)}.hero-ambient-two{width:400px;height:400px;right:20px;bottom:-280px;background:radial-gradient(circle,rgba(202,166,106,.19),transparent 60%)}.eyebrow,.sub-label{display:inline-flex;align-items:center;gap:8px;color:var(--gold-soft);font-weight:800;font-size:11px;letter-spacing:2px}.eyebrow .icon{width:15px;height:15px}.hero h1{font-weight:750;line-height:1.26;letter-spacing:-2.8px;font-size:clamp(40px,5vw,62px);margin:17px 0 17px}.hero h1 em{font-style:normal;color:var(--gold-soft)}.hero-sub{font-size:16px;line-height:1.95;color:#d4deeb;margin:0}.hero-separator{width:47px;height:1px;background:rgba(235,214,174,.6);margin:25px 0 15px}.hero-caption{font-size:12px;color:#bac9dc;display:flex;align-items:center;gap:9px}.live-dot{width:7px;height:7px;background:var(--gold);border-radius:50%;box-shadow:0 0 0 5px rgba(202,166,106,.12)}.hero-decoration{position:absolute;right:70px;top:75px;opacity:.9}.halo{display:grid;place-items:center;position:relative;width:250px;height:250px;color:var(--gold-soft)}.halo>.icon{width:94px;height:94px;stroke-width:.9;filter:drop-shadow(0 3px 12px rgba(201,166,106,.3))}.halo-ring{position:absolute;border:1px solid rgba(235,214,174,.28);border-radius:50%}.halo-ring.r1{inset:0}.halo-ring.r2{inset:23px}.halo:after{content:"✦";position:absolute;top:31px;right:37px;color:var(--gold);font-size:18px}
.home-body{padding:54px 0 82px}.section-head{display:flex;align-items:end;justify-content:space-between;gap:18px;margin:0 0 22px}.micro-label{display:block;color:#a38253;font-weight:800;font-size:10px;letter-spacing:2.1px}.section-head h2{font-size:25px;letter-spacing:-1px;line-height:1.4;margin:5px 0 0;font-weight:800}.section-head>p{color:#8b939f;margin:0;font-size:13px}.feature-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.feature-card{min-height:282px;border:1px solid #efeeeb;background:#fff;border-radius:24px;padding:25px;box-shadow:var(--shadow);display:flex;flex-direction:column;transition:transform .22s,box-shadow .22s,border-color .22s}.feature-card:hover{transform:translateY(-5px);box-shadow:0 25px 56px rgba(31,49,73,.11);border-color:#e2d4c0}.feature-top{display:flex;justify-content:space-between;align-items:start}.feature-icon{width:54px;height:54px;border-radius:17px;display:grid;place-items:center}.feature-icon .icon{width:25px;height:25px}.feature-icon.navy{background:#e7ecf2;color:#243d57}.feature-icon.bronze{background:#f8eddd;color:#a7793c}.feature-icon.blue{background:#e7f1f3;color:#4c7d89}.feature-num{font-size:13px;letter-spacing:1px;color:#c2c4c5;font-weight:700}.feature-copy{padding:23px 0 22px}.feature-copy h3{font-size:19px;font-weight:800;letter-spacing:-.7px;margin:0 0 7px}.feature-copy p{color:#788390;font-size:13px;line-height:1.8;margin:0}.feature-bottom{display:flex;align-items:center;justify-content:space-between;border-top:1px solid #eff0f0;padding-top:15px;margin-top:auto;color:#546477;font-size:13px;font-weight:700}.arrow-circle{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#f5f5f3;transition:.2s}.arrow-circle .icon{width:18px;height:18px}.feature-card:hover .arrow-circle{background:var(--navy);color:#fff}.assistance-strip{display:flex;align-items:center;gap:18px;margin-top:26px;padding:25px 30px;background:#f1eee8;border-radius:19px;position:relative;overflow:hidden}.assistance-icon{width:42px;height:42px;color:#9b7b4b;background:#e8dece;border-radius:15px;display:grid;place-items:center}.assistance-strip strong{font-size:15px}.assistance-strip p{margin:2px 0 0;color:#80828a;font-size:13px}.assistance-accent{margin-left:auto;color:rgba(152,111,60,.3);font-size:38px}
.sub-hero{position:relative;background:linear-gradient(120deg,#142338,#233b56);overflow:hidden;color:#fff}.sub-hero-glow{position:absolute;right:-70px;top:-100px;width:380px;height:380px;border:1px solid rgba(213,185,128,.18);border-radius:50%;box-shadow:0 0 0 60px rgba(213,185,128,.035),0 0 0 120px rgba(213,185,128,.025)}.sub-hero-inner{padding:31px 0 45px;position:relative}.back-link{font-size:12px;color:#b9c8da;display:inline-block;margin:0 0 27px}.back-link:hover{color:#fff}.sub-title-row{display:flex;justify-content:space-between;align-items:center}.sub-title-row h1{font-size:clamp(27px,3.5vw,41px);line-height:1.4;letter-spacing:-1.5px;margin:10px 0 8px}.sub-title-row p{color:#c7d3e0;line-height:1.8;margin:0;font-size:14px}.sub-icon{width:76px;height:76px;border-radius:24px;display:grid;place-items:center;color:var(--gold-soft);background:rgba(255,255,255,.08);border:1px solid rgba(235,214,174,.15)}.sub-icon .icon{width:38px;height:38px;stroke-width:1.2}.inner-page{padding:34px 0 92px;max-width:880px}.section-head-small{margin-top:38px;margin-bottom:16px}.section-head-small h2{font-size:22px}.action-panel{padding:33px 34px;background:#fff;border-radius:24px;box-shadow:var(--shadow);border:1px solid #eeedea;position:relative;overflow:hidden}.action-panel:before{content:"";position:absolute;width:210px;height:210px;background:radial-gradient(circle,#f5ebda,transparent 72%);top:-115px;right:-50px}.action-panel-top{display:flex;align-items:center;gap:12px}.round-icon{width:43px;height:43px;display:grid;place-items:center;background:#f2ede4;color:#9a7848;border-radius:14px}.tag{color:#9a7848;background:#f9f3eb;border:1px solid #f2e7d5;border-radius:50px;padding:4px 11px;font-weight:700;font-size:11px}.action-panel h2{font-size:28px;line-height:1.45;letter-spacing:-1.1px;margin:20px 0 10px}.action-panel p{color:#6e7b8a;max-width:620px;line-height:1.85;font-size:14px;margin:0 0 23px}.action-panel strong{color:var(--navy)}.primary-btn{display:inline-flex;align-items:center;justify-content:space-between;gap:25px;min-height:50px;background:var(--navy);border-radius:12px;color:#fff;padding:0 18px 0 22px;font-weight:800;font-size:14px;position:relative}.primary-btn .icon{width:19px}.primary-btn:hover{background:#2b4665}.action-caption{display:block;margin-top:10px;color:#9b9fa5;font-size:11px}.step-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px}.step-card{background:white;border:1px solid #eee;border-radius:19px;padding:19px;min-height:188px}.step-card>span{font-size:11px;font-weight:800;color:#b49a70}.step-card .icon{display:block;color:#768fa8;width:24px;height:24px;margin-top:12px}.step-card h3{font-size:15px;letter-spacing:-.5px;margin:10px 0 5px}.step-card p{font-size:12px;color:#85909c;line-height:1.75;margin:0}.info-note{display:flex;align-items:flex-start;gap:12px;background:#ecf0f3;border:1px solid #e1e7ec;border-radius:15px;padding:17px 18px;margin-top:21px;color:#607184}.info-note>.icon{color:#5b7899;margin-top:2px}.info-note p{margin:0;font-size:12px;line-height:1.85}.info-note strong{color:#29445f}.info-note.warning{background:#fff7ea;border-color:#f3e6d4}.info-note.warning>.icon,.info-note.warning strong{color:#98713c}.source-note{font-size:11px;color:#95979a;line-height:1.8;margin:14px 3px 0}
.contact-shell{background:white;border:1px solid #ecebea;border-radius:23px;padding:20px;box-shadow:var(--shadow)}.contact-tools{position:relative;margin-bottom:20px}.search-icon{position:absolute;top:50%;left:17px;transform:translateY(-50%);color:#98a1ac;line-height:0;pointer-events:none}.search-input{width:100%;background:#f7f8f9;border:1px solid #e6e8ec;border-radius:13px;height:52px;padding:0 44px 0 47px;outline:none;color:#253344;font-size:14px}.search-input::placeholder{color:#a2aab3}.search-input:focus{background:#fff;border-color:#b9c8d9}.clear-search{position:absolute;right:11px;top:50%;transform:translateY(-50%);border:0;background:transparent;width:30px;height:30px;color:#9ca6b0;font-size:23px}.list-heading{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px}.list-heading h3{font-size:15px;margin:0;letter-spacing:-.5px}.count-label{color:#929da7;background:#f4f5f6;padding:4px 10px;border-radius:50px;font-size:11px}.insurer-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px}.insurer-row{display:flex;align-items:center;gap:12px;border:1px solid #edf0f1;padding:11px 12px;border-radius:13px;min-width:0;transition:border-color .15s}.insurer-row:hover{border-color:#d3d6d8}.insurer-avatar{width:40px;height:40px;display:grid;place-items:center;flex:none;background:#f0f3f5;border-radius:11px;color:#5b6d7f;font-size:14px;font-weight:800}.insurer-info{display:flex;flex-direction:column;gap:0;min-width:0;flex:1}.insurer-info strong{font-size:13px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.insurer-info span{font-size:12px;color:#8c98a4;font-weight:600;font-variant-numeric:tabular-nums}.call-link{display:flex;align-items:center;gap:5px;justify-content:center;padding:8px;border-radius:9px;background:#e9f0ef;color:#37696a;font-size:11px;font-weight:800;flex:none;min-width:58px}.call-link:hover{background:#d7e9e7}.call-link .icon{width:15px;height:15px}.life-details{margin-top:18px;border-top:1px solid #eceff1;padding-top:12px}.life-details>summary{display:flex;align-items:center;justify-content:space-between;list-style:none;cursor:pointer;font-weight:800;font-size:14px;gap:12px;padding:6px 0}.life-details>summary::-webkit-details-marker{display:none}.life-details>summary>span{display:flex;align-items:center;gap:8px}.life-details>summary .icon{width:19px;height:19px;color:#8695a4}.life-details>summary small{margin-left:2px;font-size:11px;color:#9da5ad;font-weight:500}.life-details[open]>summary>.icon{transform:rotate(90deg)}.life-inner{padding-top:15px}.mini-notice{font-size:12px;color:#87929f;background:#f8f8f6;border-radius:10px;padding:11px 13px;margin:0 0 12px}.empty-result{padding:37px 15px;text-align:center;color:#a6aeb8}.empty-result>.icon{width:32px;height:32px;margin-bottom:9px}.empty-result strong{display:block;font-size:14px;color:#5e6a77}.empty-result p{font-size:12px;margin:3px 0 0}
.emergency-card{border-radius:21px;padding:24px;background:linear-gradient(130deg,#f3ece1,#faf7f1);border:1px solid #eee4d5}.emergency-title{display:flex;gap:12px;align-items:center;margin-bottom:20px}.emergency-title .mini-icon{width:46px;height:46px;display:grid;place-items:center;color:#9a7540;border-radius:14px;background:#e9dcc9}.emergency-title h2{margin:4px 0 0;font-size:19px;letter-spacing:-.6px}.emergency-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}.emergency-steps>div{background:rgba(255,255,255,.65);border-radius:13px;padding:14px;display:flex;align-items:flex-start;gap:11px}.emergency-steps b{color:#b18a58;font-size:12px}.emergency-steps span{color:#5e6a73;font-size:12px;line-height:1.7}
.claim-overview{background:#fff;display:flex;align-items:center;gap:24px;padding:27px;border:1px solid #ebecee;border-radius:21px;box-shadow:var(--shadow)}.claim-overview-icon{width:76px;height:76px;background:#edf1f6;border-radius:22px;color:#54738e;display:grid;place-items:center;flex:none}.claim-overview-icon .icon{width:36px;height:36px;stroke-width:1.5}.claim-overview-copy h2{margin:5px 0;font-size:21px;letter-spacing:-.6px}.claim-overview-copy p{margin:0;color:#83909c;font-size:12px;line-height:1.8}.claim-list{display:flex;flex-direction:column;gap:11px}.claim-accordion{background:#fff;border-radius:18px;border:1px solid #e9e9e7;overflow:hidden}.claim-accordion[open]{border-color:#d8dfe4;box-shadow:0 12px 29px rgba(31,49,73,.045)}.claim-accordion>summary{padding:19px 21px;list-style:none;display:flex;align-items:center;justify-content:space-between;cursor:pointer;gap:12px}.claim-accordion>summary::-webkit-details-marker{display:none}.claim-leading{display:flex;gap:13px;align-items:center}.claim-icon{width:44px;height:44px;border-radius:13px;display:grid;place-items:center;background:#f2f4f6;color:#7e93a8;flex:none}.claim-title{display:flex;flex-direction:column}.claim-title strong{font-size:15px;letter-spacing:-.4px}.claim-title small{color:#9ba3ad;font-size:12px;font-weight:400;line-height:1.65;margin-top:2px}.expand-glyph{background:#f5f6f7;border-radius:50%;width:30px;height:30px;display:grid;place-items:center;font-size:21px;font-weight:300;color:#74869b;flex:none}.claim-accordion[open] .expand-glyph{transform:rotate(45deg);background:#e9eff4}.claim-panel{border-top:1px solid #eff0f1;padding:17px 22px 20px;background:#fdfdfd}.checklist-header{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:13px}.checklist-header>span{font-size:13px;font-weight:800}.checklist-header small{font-size:11px;color:#a5abb2}.checklist{display:flex;flex-direction:column;gap:8px}.check-row{display:flex;align-items:center;gap:12px;cursor:pointer;min-height:42px;padding:9px 11px;background:#f7f8f9;border-radius:10px;color:#5b6b7a;font-size:13px;line-height:1.6}.check-row input{position:absolute;opacity:0;width:1px;height:1px}.custom-check{width:20px;height:20px;display:grid;place-items:center;flex:none;background:#fff;border-radius:6px;border:1.5px solid #cfd7de;color:transparent}.custom-check .icon{width:14px;height:14px;stroke-width:2.5}.check-row:has(input:checked){background:#eef4f0;color:#637a69}.check-row input:checked+.custom-check{background:#547a69;border-color:#547a69;color:#fff}.check-row input:focus-visible+.custom-check{outline:3px solid #bfa16a;outline-offset:3px}.claims-progress{background:#fff;border:1px solid #e9ecea;margin-top:19px;border-radius:16px;padding:19px 21px}.progress-copy{display:flex;align-items:center;justify-content:space-between;font-size:13px;margin-bottom:12px}.progress-count{color:#85909d;font-size:12px}.progress-track{width:100%;height:7px;background:#eef0f1;border-radius:20px;overflow:hidden}.progress-fill{height:100%;width:0;background:linear-gradient(90deg,#688b7a,#b3c4b0);border-radius:20px;transition:width .2s}.reset-checks{margin-top:13px;border:none;background:transparent;color:#637c91;font-size:11px;padding:0;text-decoration:underline}.tips-card{margin-top:18px;padding:22px;background:#f2f0eb;border:1px solid #e9e5dc;border-radius:17px}.tips-top{display:flex;align-items:center;gap:8px;color:#8a744c}.tips-top .icon{width:19px}.tips-top strong{font-size:14px}.tips-card p{font-size:12px;line-height:1.95;color:#756f65;margin:10px 0 13px}.inline-link{display:inline-flex;align-items:center;gap:6px;font-size:12px;color:#7b6245;font-weight:800}.inline-link .icon{width:16px;height:16px}
.site-footer{border-top:1px solid #eae8e5;background:#f4f2ed}.footer-inner{max-width:1080px;margin:auto;padding:32px 24px 35px}.footer-symbol{display:flex;align-items:center;gap:8px;color:#4b5969;font-size:13px}.footer-symbol .icon{width:19px;height:19px;color:#ab8c58}.footer-inner p{color:#91959a;font-size:12px;margin:5px 0 0}.footer-note{max-width:620px;line-height:1.7}.footer-inner .copyright{margin-top:17px;font-size:10px;color:#b4b4b4;letter-spacing:1px}.mobile-bottom-nav{display:none}.toast{position:fixed;z-index:1000;bottom:90px;left:50%;transform:translateX(-50%);width:max-content;max-width:calc(100vw - 40px);background:#253c56;color:#fff;border-radius:40px;padding:11px 20px;box-shadow:0 10px 26px #0002;font-size:12px}.toast[hidden]{display:none}
@media(max-width:900px){.hero-decoration{right:-20px;opacity:.6}.feature-card{padding:20px}.feature-copy h3{font-size:17px}.desktop-link{padding:9px 10px}.step-grid{gap:9px}}
@media(max-width:680px){body{padding-bottom:calc(72px + env(safe-area-inset-bottom));font-size:14px}.container{width:calc(100% - 36px)}.site-header .header-inner{height:66px;padding:0 18px}.brand-mark{width:39px;height:39px;border-radius:12px}.brand-mark .icon{width:21px;height:21px}.brand-copy strong{font-size:14px}.brand-copy small{font-size:8px}.desktop-nav{display:none}.header-dot{display:block;width:6px;height:6px;background:#c9a66a;border-radius:50%;box-shadow:0 0 0 5px #c9a66a1c}.hero{min-height:365px;padding:42px 24px 53px}.hero h1{font-size:43px;line-height:1.27;letter-spacing:-1.8px;margin-top:14px}.hero-sub{font-size:13px;line-height:1.85}.hero-caption{font-size:10px}.hero-separator{margin-top:24px}.hero-decoration{right:-58px;top:90px;opacity:.18}.halo{width:200px;height:200px}.halo>.icon{width:75px;height:75px}.hero:after{bottom:-80px}.home-body{padding:35px 0 52px}.section-head{align-items:start;gap:6px;flex-direction:column;margin-bottom:17px}.section-head h2{font-size:21px}.section-head>p{font-size:12px}.feature-grid{grid-template-columns:1fr;gap:11px}.feature-card{min-height:0;padding:20px;display:grid;grid-template-columns:57px minmax(0,1fr);grid-template-rows:auto auto;gap:0 14px;border-radius:18px}.feature-top{grid-column:1;grid-row:1 / 3;display:block}.feature-icon{width:52px;height:52px;border-radius:15px}.feature-num{display:none}.feature-copy{grid-column:2;grid-row:1;padding:0 0 7px}.feature-copy h3{font-size:17px;margin-bottom:4px}.feature-copy p{font-size:12px;line-height:1.65}.feature-copy p br{display:none}.feature-bottom{grid-column:2;grid-row:2;padding:0;border:0;color:#7f8a96;font-size:11px;align-self:end}.arrow-circle{width:27px;height:27px}.arrow-circle .icon{width:15px;height:15px}.assistance-strip{margin-top:18px;padding:19px;gap:12px}.assistance-strip strong{font-size:13px}.assistance-strip p{font-size:11px}.assistance-icon{width:38px;height:38px}.assistance-accent{font-size:27px}.sub-hero-inner{padding:22px 0 30px}.back-link{margin-bottom:17px}.sub-title-row h1{font-size:28px;letter-spacing:-1px;margin:7px 0 7px}.sub-title-row p{font-size:12px;max-width:260px}.sub-icon{height:55px;width:55px;border-radius:18px}.sub-icon .icon{width:29px;height:29px}.sub-label{font-size:9px}.inner-page{padding:21px 0 55px}.section-head-small{margin-top:30px}.section-head-small h2{font-size:20px}.action-panel{padding:25px 21px}.action-panel h2{font-size:22px;margin:15px 0 8px}.action-panel p{font-size:12px}.primary-btn{width:100%;font-size:13px}.step-grid{grid-template-columns:1fr;gap:9px}.step-card{min-height:0;display:flex;align-items:center;gap:20px;padding:16px}.step-card>span{font-size:16px;align-self:center}.step-card>div{flex:1}.step-card .icon{display:none}.step-card h3{margin:0 0 2px;font-size:14px}.step-card p{font-size:11px}.info-note{padding:15px}.info-note p{font-size:11px}.contact-shell{padding:13px;border-radius:18px}.contact-tools{margin-bottom:16px}.search-input{height:49px;font-size:13px}.insurer-list{grid-template-columns:1fr;gap:8px}.insurer-row{padding:10px 11px}.call-link{min-height:36px}.emergency-card{padding:19px}.emergency-title{margin-bottom:13px}.emergency-steps{grid-template-columns:1fr;gap:7px}.emergency-steps>div{padding:10px 12px}.emergency-steps span{font-size:11px}.emergency-title h2{font-size:17px}.claim-overview{gap:13px;padding:18px}.claim-overview-icon{width:56px;height:56px;border-radius:16px}.claim-overview-icon .icon{width:28px;height:28px}.claim-overview-copy h2{font-size:17px}.claim-overview-copy p{font-size:11px}.claim-accordion>summary{padding:14px 13px;gap:7px}.claim-leading{gap:10px}.claim-icon{width:39px;height:39px}.claim-icon .icon{width:19px;height:19px}.claim-title strong{font-size:13px}.claim-title small{font-size:10px}.expand-glyph{width:28px;height:28px;font-size:19px}.claim-panel{padding:14px}.checklist-header{align-items:start;flex-direction:column;gap:1px}.check-row{font-size:12px}.footer-inner{padding:27px 18px 25px}.footer-inner p{font-size:11px}.mobile-bottom-nav{display:block;position:fixed;bottom:0;left:0;width:100%;background:rgba(255,255,255,.98);border-top:1px solid #ecedef;z-index:100;box-shadow:0 -10px 22px rgba(12,35,51,.035);padding-bottom:env(safe-area-inset-bottom);-webkit-backdrop-filter:blur(15px);backdrop-filter:blur(15px)}.mobile-tabs{height:70px;display:grid;grid-template-columns:repeat(4,1fr);max-width:650px;margin:auto}.mobile-tab{display:flex;align-items:center;justify-content:center;flex-direction:column;gap:4px;color:#a1abb5;font-size:10px;font-weight:700;padding-top:5px}.mobile-tab .icon{width:22px;height:22px}.mobile-tab.active{color:#9b783f}.mobile-tab.active .icon{stroke-width:2.4}.toast{bottom:calc(90px + env(safe-area-inset-bottom))}}
@media(max-width:350px){.container{width:calc(100% - 26px)}.hero{padding-left:18px}.hero h1{font-size:38px}.feature-card{padding:17px}.feature-copy h3{font-size:15px}.claim-title small{font-size:9px}.brand-copy strong{font-size:13px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

/* 계약 조회 화면: 보험설계 전화 상담 카드 */
.consult-link{display:flex;align-items:center;gap:14px;margin-top:23px;padding:18px 19px;background:linear-gradient(110deg,#f9f5ed,#fffdfa);border:1px solid #e9dcca;border-radius:16px;position:relative;transition:box-shadow .2s ease,transform .2s ease}
.consult-link:hover{box-shadow:0 9px 24px rgba(121,99,60,.1);transform:translateY(-2px)}
.consult-link-icon{width:48px;height:48px;flex:none;border-radius:15px;background:#e8d9bc;color:#82663b;display:grid;place-items:center}
.consult-link-icon .icon{width:23px;height:23px}
.consult-link-copy{display:flex;flex-direction:column;gap:2px;min-width:0;flex:1}
.consult-link-copy strong{font-size:16px;color:#273c52}
.consult-link-copy small{font-size:12px;color:#7b817f;line-height:1.5}
.consult-link-copy b{font-size:14px;color:#997541;letter-spacing:.15px}
.consult-link-action{display:inline-flex;align-items:center;gap:3px;color:#816338;font-weight:800;font-size:12px;white-space:nowrap}
.consult-link-action .icon{width:17px;height:17px}
@media(max-width:680px){.consult-link{padding:15px 13px;gap:11px;margin-top:20px}.consult-link-icon{width:42px;height:42px;border-radius:12px}.consult-link-copy strong{font-size:14px}.consult-link-copy small{font-size:11px}.consult-link-copy b{font-size:13px}.consult-link-action{font-size:11px}}
@media(max-width:370px){.consult-link-action{font-size:0;gap:0}.consult-link-action .icon{width:19px;height:19px}}

/* v5 — individual checklist progress below each category's items */
.claim-panel .claims-progress{margin-top:15px;padding:15px 16px;background:#fff;border:1px solid #e8ebed;border-radius:12px}
.claim-panel .progress-copy{margin-bottom:10px}
.claim-panel .reset-checks{cursor:pointer;min-height:28px;margin-top:8px;text-underline-offset:2px}
@media(max-width:680px){.claim-panel .claims-progress{padding:13px 14px;margin-top:13px}.claim-panel .progress-copy{font-size:12px}}


/* v8 — home hero insurance illustration */
.insurance-hero-decoration{right:34px;top:46px;width:360px;height:280px;display:flex;align-items:center;justify-content:center}
.insurance-illustration{position:relative;width:330px;height:250px}
.insurance-ring{position:absolute;border:1px solid rgba(233,213,172,.22);border-radius:50%}
.insurance-ring.ring-one{width:260px;height:260px;right:-35px;top:-18px}
.insurance-ring.ring-two{width:208px;height:208px;right:-8px;top:8px}
.hero-star{position:absolute;color:#d6b983;opacity:.95;font-size:20px;line-height:1;text-shadow:0 0 14px rgba(214,185,131,.18)}
.hero-star-top{right:28px;top:16px}.hero-star-bottom{left:12px;bottom:26px;font-size:16px;opacity:.75}
.policy-card,.mini-policy{position:absolute;background:linear-gradient(180deg,rgba(255,255,255,.98),rgba(248,247,243,.97));border:1px solid rgba(225,214,191,.6);box-shadow:0 18px 44px rgba(9,23,38,.18);backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.main-card{left:56px;top:24px;width:220px;min-height:178px;border-radius:28px;padding:18px 18px 16px;z-index:2}
.policy-badge{display:inline-flex;align-items:center;height:28px;padding:0 11px;border-radius:999px;background:#f4ead7;color:#8e6e3f;font-size:11px;font-weight:800;letter-spacing:.2px;margin-bottom:14px}
.policy-header{display:flex;gap:12px;align-items:center;margin-bottom:14px}
.policy-icon-wrap{width:44px;height:44px;border-radius:16px;display:grid;place-items:center;background:linear-gradient(135deg,#1e3552,#2e486a);color:#e8d5af;box-shadow:inset 0 0 0 1px rgba(255,255,255,.06)}
.policy-icon-wrap .icon{width:23px;height:23px}
.policy-copy strong{display:block;font-size:20px;line-height:1.2;color:#24364d;letter-spacing:-.6px}
.policy-copy small{display:block;font-size:11px;line-height:1.45;color:#7b8794;margin-top:3px}
.policy-lines{display:grid;gap:8px;margin-bottom:14px}
.policy-lines span{display:block;height:8px;border-radius:999px;background:linear-gradient(90deg,#dde5ea,#eef2f5)}
.policy-lines span:nth-child(1){width:86%}.policy-lines span:nth-child(2){width:72%}.policy-lines span:nth-child(3){width:61%}
.policy-pills{display:flex;flex-wrap:wrap;gap:8px}
.policy-pills span{display:inline-flex;align-items:center;gap:6px;padding:8px 10px;border-radius:999px;background:#f8f3e9;color:#6a5738;font-size:11px;font-weight:700}
.policy-pills .icon{width:15px;height:15px;stroke-width:2.1}
.mini-policy{display:flex;align-items:center;gap:10px;padding:11px 12px;border-radius:18px;z-index:3}
.mini-policy strong{display:block;font-size:12px;line-height:1.2;color:#25384f}.mini-policy small{display:block;font-size:10px;line-height:1.3;color:#7c8997;margin-top:3px}
.mini-policy-left{left:0;top:136px;width:142px}.mini-policy-right{right:0;top:150px;width:160px}
.mini-icon{width:34px;height:34px;border-radius:12px;display:grid;place-items:center;background:#f4ead7;color:#8f7042;flex:none}
.mini-icon .icon{width:17px;height:17px;stroke-width:2.1}
@media(max-width:900px){.insurance-hero-decoration{right:-2px;top:62px;transform:scale(.92);transform-origin:center right}}

/* v11 — mobile: scale the WHOLE artwork uniformly; keep it entirely inside the hero */
@media (max-width: 680px) {
  .hero-home {
    position: relative;
    display: flex;
    min-height: 365px;
    padding: 40px 24px 52px;
    align-items: center;
    overflow: hidden;
  }
  .hero-home .hero-content {
    position: relative;
    z-index: 2;
    width: 100%;
    max-width: 100%;
  }
  .hero-home .hero-decoration.insurance-hero-decoration {
    position: absolute;
    inset: auto;
    top: 104px;
    right: 16px;
    width: 360px;
    max-width: none;
    height: 280px;
    margin: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    transform: scale(.35);
    transform-origin: top right;
    opacity: .88;
    z-index: 1;
    pointer-events: none;
  }
  .hero-home .insurance-illustration {
    position: relative;
    width: 330px;
    height: 250px;
    margin: 0;
    flex: none;
  }
}
@media (max-width: 370px) {
  .hero-home .hero-decoration.insurance-hero-decoration {
    right: 12px;
    top: 115px;
    transform: scale(.29);
  }
}


/* v12: transparent professional portrait replacing former insurance card illustration */
.hero-home .hero-content{position:relative;z-index:3}
.hero-home .hero-portrait-wrap{position:absolute;right:4.2%;bottom:0;width:344px;height:405px;z-index:1;pointer-events:none;display:flex;align-items:flex-end;justify-content:flex-end}
.hero-home .hero-portrait{width:100%;height:100%;object-fit:contain;object-position:bottom center;position:relative;z-index:2;filter:drop-shadow(-12px 4px 18px rgba(2,8,19,.2))}
.hero-home .portrait-circle{position:absolute;border:1px solid rgba(222,192,141,.21);border-radius:50%;z-index:0;right:-36px;top:6px;width:370px;height:370px}
.hero-home .portrait-circle-two{right:-12px;top:36px;width:295px;height:295px;border-color:rgba(222,192,141,.18)}
.hero-home:after{z-index:4;pointer-events:none}
@media (max-width: 900px){
  .hero-home .hero-portrait-wrap{right:0;width:295px;height:388px}
  .hero-home .portrait-circle{width:320px;height:320px;right:-45px;top:18px}
  .hero-home .portrait-circle-two{width:250px;height:250px;right:-15px;top:50px}
}
@media (max-width: 680px){
  .hero-home{position:relative;display:flex;flex-direction:row;align-items:center;min-height:398px;padding:40px 22px 58px;overflow:hidden}
  .hero-home .hero-content{width:100%;max-width:100%;z-index:3}
  .hero-home h1{font-size:40px;line-height:1.28;letter-spacing:-1.9px;margin-top:14px;margin-bottom:15px}
  .hero-home .hero-sub{font-size:12px;line-height:1.9;position:relative;z-index:3}
  .hero-home .hero-caption{font-size:10px;position:relative;z-index:3}
  .hero-home .hero-portrait-wrap{position:absolute;right:-7px;top:auto;bottom:0;width:150px;height:263px;margin:0;opacity:.93;z-index:1;display:flex;align-items:flex-end;justify-content:flex-end}
  .hero-home .hero-portrait{width:100%;height:100%;object-fit:contain;object-position:bottom center}
  .hero-home .portrait-circle{width:162px;height:162px;right:-31px;top:28px}
  .hero-home .portrait-circle-two{width:124px;height:124px;right:-12px;top:48px}
  .hero-home:before{content:"";position:absolute;inset:0;z-index:2;pointer-events:none;background:linear-gradient(90deg,rgba(20,35,56,0) 35%,rgba(20,35,56,.04) 62%,rgba(20,35,56,0) 85%)}
}
@media (max-width: 390px){
  .hero-home{padding-left:20px;padding-right:20px;min-height:400px}
  .hero-home h1{font-size:39px}
  .hero-home .hero-portrait-wrap{right:-10px;width:137px;height:250px;opacity:.91}
  .hero-home .portrait-circle{width:140px;height:140px;right:-22px;top:28px}
  .hero-home .portrait-circle-two{width:107px;height:107px;right:-5px;top:44px}
}
@media (max-width: 350px){
  .hero-home h1{font-size:36px}
  .hero-home .hero-portrait-wrap{right:-12px;width:120px;height:227px;opacity:.9}
  .hero-home .hero-sub{font-size:11px}
}